Cleo

Cleo is an AI financial assistant focused on personal money management. It’s aimed at consumers who want help budgeting, tracking spending, saving, and staying accountable to financial goals. The product positions itself as a conversational layer on top of your finances, with a personality-driven approach that “talks back” about your spending.

According to the site, you can get started through the mobile app, and Cleo also offers related products like Autopilot, the Cleo Card, Money IQ, and Savings. The homepage points to app download links and web pages for product details and pricing, but the setup flow and account requirements are not fully spelled out in the crawled content.

Cleo appears to be more of a domain-specific financial companion than a general-purpose agent. The strongest evidence of autonomy is Autopilot, which says it can automate money goals and saving behavior, but the site does not clearly show fully autonomous financial actions end-to-end. Most of what’s visible suggests guided automation with a conversational interface rather than a broad agent that can work across many tools.

The site says Cleo uses machine learning and “always learning” personalization, but it does not specify the exact model provider, whether local models are supported, or any privacy and data-handling details in the crawled content. Pricing is not publicly available from the content provided here, so you’d need to check the plans and pricing page for current details. If you want a general-purpose assistant or a tool for business finance, this is probably not the right fit.