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Copilot Money

Track spending, budgets, and net worth in one finance app

Copilot is a personal finance app for Mac, iPhone, iPad, and web. It helps you monitor spending, budgets, investments, and net worth, with a free trial before you connect accounts.

Web
iOS
Desktop
B2B
B2C
Cloud Hosted
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About

What It Is

Copilot Money is a personal finance app for people who want a clearer view of their money across spending, budgets, investments, and net worth. It is aimed at individual consumers rather than teams, and it positions itself as a polished money tracker for Apple devices plus web access.

You get started by downloading the app for Mac, iPhone, iPad, or web and, if you want, trying a demo mode before connecting accounts. The site also points users to pricing and privacy/security information, which suggests account aggregation and financial data handling are central to the product.

What to Know

Copilot is useful if you want a modern budgeting and net-worth tracker with a strong Apple ecosystem focus. It is not presented as an autonomous AI agent; based on the crawled content, it is primarily a finance app with tracking and planning workflows rather than a tool that independently performs multi-step actions across external systems.

Pricing is publicly listed as $95 billed yearly, which works out to $7.92 per month on the pricing page, and there is a free trial/demo mode. The content does not mention which AI models it uses, and it is also unclear whether any local-model, MCP, or developer-oriented capabilities exist. If you are looking for a general-purpose agent platform or a self-hosted finance tool, this is probably not the right fit.

Key Features
Tracks spending across connected accounts
Organizes budgets and financial activity
Displays investments and net worth
Offers demo mode before account connection
Available on Mac, iPhone, iPad, and web
Use Cases
An individual wants to see all spending and account activity in one place
A Mac and iPhone user wants a budgeting app with net worth tracking
Someone wants to test a finance app in demo mode before linking accounts
Agenticness: Reactive Tool

Responds to prompts but takes no autonomous action.

High evidence
Last evaluated: Mar 31, 2026

Dimension Breakdown

Action Capability
Autonomy
Adaptation
State & Memory
Safety

Categories

Pricing
  • Free: Free trial/demo mode before connecting any accounts
  • Pro ($7.92/mo billed yearly): Full product access billed at $95 per year
  • Enterprise: Not publicly available
Details
AddedMarch 31, 2026
RefreshedMarch 31, 2026
Quick Facts
DeploymentCloud-hosted
AutonomyCopilot (human-in-loop)
Model supportSingle model
Open sourceNo
Team supportIndividual only
Pricing modelSubscription
Interfacegui, web, ios
Sources
Last updated March 31, 2026
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